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Monday, February 1, 2010

My January spending....

Ouch. Ouch. Ouch! Seriously, my pocketbook went OUCH after tallying my spending for January.

Date Store Shelf Cost Coupons Discounts Total Savings Amt Paid Savings Rate
01/08/10 Target $12.10

$0.00 $12.10 0.00%
01/11/10 WinCo $345.27 $20.75
$20.75 $324.52 6.01%
01/11/10 Petsmart $86.79 $1.29
$1.29 $85.50 1.49%
01/11/10 Target $12.38

$0.00 $12.38 0.00%
01/12/10 Target $28.12

$0.00 $28.12 0.00%
01/19/10 Officemax $24.11
$6.00 $6.00 $18.11 24.89%
01/23/10 Cash & Carry $196.81

$0.00 $196.81 0.00%
01/25/10 Albertsons $273.16 $107.64 $40.70 $148.34 $124.82 54.31%
01/25/10 ShopKo $14.61

$0.00 $14.61 0.00%
01/27/10 Albertsons $62.09 $19.40 $2.53 $21.93 $40.16 35.32%
01/30/10 Petsmart $54.11

$0.00 $54.11 0.00%
01/30/10 Petsmart $54.62 $17.00 $6.56 $23.56 $31.06 43.13%
01/30/10 Lowe's $87.66

$0.00 $87.66 0.00%
01/30/10 Target $5.39

$0.00 $5.39 0.00%
01/31/10 Target $90.98

$0.00 $90.98 0.00%
01/30/10 Banfield $274.98

$0.00 $274.98 0.00%

Shelf Coupons Discounts Savings $ My Price Savings Rate
$1,623.18 $166.08 $55.79 $221.87 $1,401.31 13.67%

Ok, so $275 was to get my cat spayed. Most of the money went toward the animals - vet, food and miscellaneous items (aka, cat litter). We have two ferrets, one dog, nine cats... least I think nine cats... (Zeus, Athena, Apollo, Artemis, Hermes, Hades, Perseus, Demeter and Sunday)... Yes, nine cats... All but three are indoor cats (Artemis, Hades and Perseus are outdoor cats). The majority are pure white. In fact, Demeter (the one who went in for a spay on Saturday) is a long tail, long fur, two blue eyes, white cat. She's also deaf. Needless to say the cats are also among the most expensive of the pets since there's more of them to eat and well poop.

I think this month was a fluke for the most part because I did pay nearly $300 for the vet bill and switched the dog from her $50 a month dog food to two different brands to find the right one for her. She's a German Shepherd Dog (AKC registered) and like most of her breed, she has very sensitive skin. We switched her to a food that's made especially for GSDs hoping that help her skin. So at around $50 a bag it did get pricey for her.

Thankfully the ferrets are my inexpensive pets since their bag of food (around $25 a month) lasts them an entire month since we supplement with chicken, chicken bones, ham bones and beef bones. Those two are fat, fat, fat. Their major expense came in buying them a new water bottle this month ($15) plus their ferret food (roughly $25).

I hope February is better month on my budget.

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Couponing Acronyms

$1.50 SS 10/18 - $1.50 coupon from the October 18 Smart Source insert
$1.50/3 - $1.50 of when you buy 3 items
B1G1/BOGO - Buy One, Get One
CC - Competitor Coupon
FAR - Free After Rebate
MFC or MFR - Manufacturer Coupon
MIR - Mail in Rebate
OOP - Out of Pocket
P&G - Procter & Gamble Insert
RP - Red Plum Insert
RR - Register Reward (Wags)
SC - Store Coupon
SS - Smart Source Insert
WAGS - Walgreens
WFC - Weekly Flyer Coupon
WYB - When You Buy

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Where to get coupons

BEST PLACE: The Sunday newspaper!

In stores:

Blinkies – Found on various store aisles these little machines spit out coupons as you pull them out. Most blinkies have little lights that blink hence the name.

Catalinas – Receipt-like coupons printed at the register. Not all stores have Catalinas (such as WinCo). These are typically NOT printed on the back of the register receipt.

Hang/Wine Tags – Found around the neck of a bottle with a little piece of string or rubber band.

Peelies – Coupons found on certain products that peel away from the product.

Tearpads – Coupons on a tear away pad. Typically found in a display and not directly on the product.

Other ways:

Home mailers - sign up for products online or even contact a company to either complain or complement their products. Click here for a blog with over 200 links to companies that will mail you coupons!

Internet coupons - There are many places online that you can print coupons from. See links below for printable online coupons.

Magazines – Pretty much all magazines will have coupons in it. Better Homes & Gardens, Sunset, Parenting, Working Mother are a few. The BEST magazine with coupons is All You magazine.

Stores in my area

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